Last Updated on
June 19, 2023
Written by
Kori Jagruti

Net banking, also known as online banking or e-banking, is a convenient and secure way of conducting financial transactions without leaving your home. With the help of the internet, customers can access their bank accounts, make payments, transfer funds, and view balances with just a few clicks. Mobile banking applications like Google Pay, PhonePe, and Paytm are commonly used for mobile banking, which requires installation on the device with the registered mobile number, while net banking allows users to access their accounts on any device through a web browser, using the login ID and password. In this article, we will discuss the steps involved in using net banking.

Step 1: Register for online banking

To use net banking, you must first register for online banking at your bank’s website. You will be asked to fill out an application form that includes your personal details and account information. Once your account is registered, you will receive a username and password that you can use to log in to your online banking account.

Step 2: Log in to your online banking account

To access your online banking account, go to your bank’s website and click on the “login” button. Enter your username and password in the designated fields and click on the “submit” button. You will then be taken to a dashboard that displays your account information, transaction history, and other details.

Step 3: View account information

After logging in, you can view your account information such as your account balance, transaction history, and credit card details. You can also access your account statements and download them for future reference.

Step 4: Transfer funds

Net banking allows you to transfer funds from one account to another within the same bank or to other banks. To transfer funds, click on the “transfer” button, select the account you want to transfer from and the account you want to transfer to, enter the amount, and follow the steps on the screen to complete the transfer. The transfer will be processed in real-time, and you will receive a confirmation message.

Step 5: Pay bills

With net banking, you can pay your utility bills, credit card bills, and other bills online without having to visit the physical offices. To pay bills, go to the “bill payment” tab, select the vendor you wish to make the payment to, enter the amount, and follow the steps on the screen to finalize the payment. The payment will be processed within a few hours, and you will receive a confirmation message.

In conclusion, net banking is a simple and secure way to access your bank account and perform financial transactions without visiting the bank in person. It saves time, reduces the risk of fraud, and provides a convenient way to manage your finances from the comfort of your home. Following the above steps will enable you to use net banking effectively.